interest rate such as EURIBOR or LIBOR - Directly held shares or corporate bonds - Occupational pension schemes - Securities for which no dividends are paid and which are issued by Member States, their [...] direct and indirect costs How has it developed so far? - Performance scenarios if relevant For pension products: What might I get when I retire? - Projections of possible future outcomes – The [...] different investment horizons alone – shorter in the case of investment funds and longer in the case of pension scheme products – they are hardly comparable. The regulations on damage compensation under civil
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leistungsdefinierten Pensionsplänen: Veränderun- gen der im betreffenden Geschäftsjahr von der jewei- ligen Person erworbenen Pensionsansprüche; b) bei beitragsdefinierten Pensionsplänen: Beiträge, die die
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[K(2009) 3177]. – Als Finanzinstitute gelten Banken, (Rück-)Versicherungen, Wertpapierfirmen, Pensionsfonds, OGAW- Investmentfonds und Unternehmen, die eine „ähnliche“ Geschäftstätigkeit ausüben. – Die [...] ausleihen – und für Versicherungen, die über Fi- nanzkonglomerate mit Banken verbunden sind. Für Pensionsfonds und OGAW-Investmentfonds kann von ei- ner solchen Systemrelevanz nicht ausgegangen werden. Die
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n and contribution levels of households in non-statutory pension schemes and address relevant cases of possible insufficient access to pension products and schemes, e.g. for low-income households, drawing [...] states to work for increased participation and contribution levels of households in non-statutory pension schemes, and asked the Commission to consider work on the development of a single market for retirement [...] national experiences as appropriate; – Encourage industry's efforts to further enhance the supply of pension savings products, where relevant, and raise the standards of advice and customer support, in order
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Promoting private pensions – According to the Commission, due to the significant diversity of European and national rules, there is no genuine single market for private pensions. This makes it difficult [...] 2016, the Commission therefore wants an EU rule for "simple, efficient and competitive" private pension products. (p. 19) ► Building Block 5: Increasing the funding from institutional investors – In [...] which funds are tied up for the very long term – could jeopardise liquidity. An EU framework for pension products could strengthen cross-border competition and allow for economies of scale as a result
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Only if immigrants pay more into pension funds than they draw from them as pensioners, and if the number of their children is adequately large, will burdens on the pension system be relieved in the [...] crucial role: only highly qualified immi- grants will be able to generate adequate payments for pensioners who themselves earned high entitlements during their working life. If the planned Directive on
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Diese beinhalten zumeist das Ver- oder Ausleihen von Wertpapieren und Waren, Pensions- (Repo-) oder umgekehrte Pensionsgeschäfte sowie „Buy-sell back“- bzw. „Sell-buy back“-Geschäfte. DE 3 DE [...] dabei meist um Leih- und Verleihgeschäfte mit Wertpapieren und Waren, Pensions- (Repo-)geschäfte oder umgekehrte Pensionsgeschäfte sowie „Buy-sell back“- bzw. „Sell-buy back“-Geschäfte. All diese Geschäfte [...] Rahmen mit elf Empfehlungen angenommen, die auf die Schattenbankrisiken bei Wertpapierleih- und Pensionsgeschäften zielen. Diese Empfehlungen wurden im September 2013 von den Staats- und Regierungschefs der
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