M/F (2009) Pension age M/F(iii) (2009) Pension age M/F (2020)(iv) Increases in pension age after 2020, M/F(v) Pension Fund assets % of GDP 2009(vi) Pension Related Country [...] M/F (2009) Pension age M/F(iii) (2009) Pension age M/F (2020)(iv) Increases in pension age after 2020, M/F(v) Pension Fund assets % of GDP 2009(vi) Pension Related Country [...] M/F (2009) Pension age M/F(iii) (2009) Pension age M/F (2020)(iv) Increases in pension age after 2020, M/F(v) Pension Fund assets % of GDP 2009(vi) Pension Related Country
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occupational pensions are delivered: book reserve, pension fund or insurance contract. As regards pension funds, Member States have also taken different approaches to protecting acquired pension rights32 [...] as calculated by the Commission. Public pensions used to calculate the Benefit Ratio includes old-age and early pensions and other pensions. Private pensions are not included for all Member States. Hence [...] sustainable pensions for strengthening social cohesion: "Millions of Europeans are wholly dependent on pensions. The crisis has shown the importance of the European approach to pension systems. It has
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as calculated by the Commission. Public pensions used to calculate the Benefit Ratio includes old-age and early pensions and other pensions. Private pensions are not included for all Member States. Hence [...] Mai 2010. DE 15 DE Pensions- bzw. Rentenkapital aus heimischen Pensionsfonds zu Fonds mit Sitz anderswo innerhalb des EWR zu besteuern, wenn der Transfer von Pensions- und Rentenkapital zwischen [...] Arten von Pensions- und Rentenansprüchen eine bessere Lösung? 3.4. Sicherere, transparentere Pensionen und Renten mit einem Mehr an Bewusstsein und Information Die Sicherung der Pensionen und Renten
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haben es für alle Renten- und Pensionssysteme schwieriger gemacht, ihre Renten- und Pensionsversprechen einzuhalten. Sinkende Beschäftigungszahlen und damit geringere Pensions- bzw. Rentenbeiträge wirken [...] angemessene Pensionen zu schaffen, müssen die Reformen der Pensions- und Rentensysteme die Erwerbsbeteiligung erhöhen. Der Erfolg von Reformen, die auf die Erhöhung des Renten- bzw. Pensionsalters abzielen [...] eine höhere Pension oder Rente zu erwerben. So können die Menschen den gesunkenen Wert der Rente bzw. Pension zu einem bestimmten Ruhestandsalter ausgleichen und nach wie vor eine Pension bzw. Rente in
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regarding the public pay- as-you-go pension schemes and the funded pension schemes and gives country-specific recommendations (Annex 3). ► Problems affecting pay-as-you-go pension schemes – The increase in [...] safe and sustainable pensions in the member states. Parties affected: Employers and employees, holders of private and occupational pension schemes, statutory and private pension providers Pros: (1) [...] review of the regulatory framework of funded pension schemes and their structures (p. 13). – As funded pension schemes will only be able to offer lower pensions in future, supplementary retirement savings
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funded pensions – usually private – pension systems can ensure an “adequate and sustainable retirement income” (p. 2) in their current structure. – It describes the problems the respective pension systems [...] reform pension systems. – It stresses the importance of a “European approach to pension systems” and of “common EU approaches to solvency and social adequacy” (p. 2). ► Problems of PAYG pension systems [...] life of the insured. - The sum of the pension payment can in certain – e.g. stock-based – pension schemes fluctuate, depending on the year in which a pensioner retires; to tackle this risk, payment should
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Germany there are five types of occupational pension: Direct commitments by employers, direct insurance, two types of pension fund (Pensionskassen and Pensionsfonds) and benevolent funds (Unterstützungskassen) [...] sen) (Section 1 (1) and Section 1b (2) to (4) Occupational Pensions Act). The Pensionskassen and Pensionsfonds covered by the Directive are subject to supervision by BaFin [Section 1 (1) Insurance S [...] "Sponsor undertakings" are companies or bodies which offer their employees an occupational pension by way of a pension scheme (Art. 6 c)). – "Members" are persons who have a right to retirement benefits
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(Société d’épargne-pension à capital variable) and ASSEP (Association d’épargne-pension), Belgium’s OFP (Organization for Financing Pensions), or the Netherlands’ PPI (Premium Pension Institutions). [...] Article 50 Pension projections 1. Where the pension scheme provides for a target level of benefits, the pension benefit statement shall indicate the following three amounts concerning pension projections [...] or more pension pillars, they will maintain the flexibility to design their pension information systems, as long as they comply with the requirements of this proposal. CHAPTER 2 – Pension Benefit Statement
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for Member States – Pension policy: Despite the current financial crisis, the Commission favours that existing “pay as you go” pension systems be supplemented by funded pension “to secure adequate and [...] projects that - the demographic trend will push up public pension expenditure “very significantly” in all Member States, - relative pensioners’ income will decline “substantially“ in a number of Member [...] the direct intervention in the business of retirement pension institutions. However, politics should merely ensure the effective monitoring of pension systems. Demographic Change Contact:
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